We Love 1500 Sq. Ft. Authentic Brick And Timber Corner Lofts: 835 N. Wood In West Town
This 2-bedroom loft in the Meter Building at 835 N. Wood in West Town just came on the market.
It has south and west exposure through its industrial windows.
The top floor loft has the features loft lovers crave including a ton of exposed brick walls, exposed duct work and 12 foot timber ceilings.
The kitchen has white cabinets and appliances.
It has central air, washer/dryer in the unit and garage parking.
While it is listed as a 2-bedroom, the walls for the second bedroom have been removed (the listing says they’re “easy to add”). But that leaves you with a large 1500 square foot wide open loft space.
What is better: listing it as a massive 1-bedroom loft or listing it with 2-bedrooms only to have it really be a 1-bedroom when buyers tour it?
Or are loft buyers too savvy to care?
Ivona Kutermankiewicz at Koenig & Strey Real Living has the listing. See the pictures here.
Unit #402: 2 bedrooms, 2 baths, 1500 square feet
- Sold in November 1993 for $139,500
- Sold in February 1999 for $195,500
- Sold in December 2000 for $256,000
- Sold in April 2004 for $342,500
- Currently listed at $385,000
- Assessments of $314 a month
- Taxes of $4309
- Central Air
- Washer/Dryer in the unit
- Garage parking included
- Bedroom #1: 25×14
- Bedroom #2: 14×12 (walls taken down)
Looks like a cool space, except: mauve paint on the ducts and beams? Horrid. Probably original cheap kitchen. Nothing fabulous about the bathrooms, either. They bought at the height of the market and are now charging 43k over? Good luck with that, especially needing major, expensive upgrades to kitchen and baths.
Cool place but I’d rather go with a similarly sized, or slightly smaller, 2/2 loft in River North or WL. Definitely more gong on there than here. Definitely over priced.
Yes, this should definitely be listed as a 1 bedroom, typical misleading realtor tactic. How is this not a violation of MLS rules? It’s completely inaccurate. Potential =/= reality.
You don’t get the leafy tree lined streets in RN & WL. With all the birds chirping etc. In the warmer months it feels, to me, like I am walking through a forest. The parks and community gardens in the area are nice too. I prefer it to RN & WL and it is still close to all of that plus the WP stuff as well.
I don’t like the ceilings in this particular loft. Looks too much like an unfinished basement with exposed floor joists. Most timber lofts are not like this.
Combine Swanee’s comment and the second paragraph of Elliot’s and nearly everything that is needed to be said about this place is done. I do like the garage and elevator though, and may love the unit when it has been rehabbed but as is, I was definitely VERY disappointed when I saw the pictures.
I like that steel beam, I’d throw up a chin-up bar. You could probably figure out some other cool uses of it.
Decent space. I’d bet that it lives well. Top floor, great cross ventilation, fireplace, and two decent bathrooms. With parking included I’d bet it is under contract soon for 350k.
Agree it’s a nice space and would like to see older photos that have second BR. Build cost of kitchen redo into price (an island sink would be lovely here) and put some glass doors on the showers. $350k seems possible.
One thing’s for sure: the likes of Southbound driving around in his Hyundai he puts 40k miles/year on showing apartments isn’t going to be able to afford the likes of this.
Of all the characters on cribchatter, southbound is so innocuous. Yet bob and hh can’t stand the guy.
Again, I ask, who makes more money, Bob or HD?
If they’re not going to answer (i.e., they both think it’s the other), could we crowd source this? Take a vote?
“I’d throw up a chin-up bar.”
Danny, you work out?
I am kind of fascinated.
“actually I don’t care, I didn’t answer because I think it’s a stupid question.”
I don’t care much at all in general (I think not for the same reasons you don’t care), but raised it initially because I thought you were criticizing HD for not making enough. Perhaps you could compare yourself to HD on the metric(s) that you think do matter, if any.
I am still interested in what everyone else thinks about whether HD or Bob makes more.
My vote is that HD wins in the short term. Over the next decade Bob’s MBA, aggressive style, and business savvy means he gets good assignments. That allows for a few job hops and he pulls ahead in the long term.
HD retires with more cash in the bank because he stays conservative. Bob makes some aggressive moves in his late 40’s or puts out his own shingle for a few years. That hurts his portfolio.
Both do very well compared to the average Joe. They would likely even become more productive if CC were to shut down.
“. They would likely even become more productive if CC were to shut down.”
My postings have probably dropped 75%, easily, since the height of my postings in 2009 or 2010 and they’ve dropped even more since I’ve bought a home in Long Grove.
Don’t forget that when I post, I”m usually on hold on a phone call, waiting for a court call (often in court but near the end of a call) or in some other ‘holding’ pattern where I can’t really any substantive work so I post here. LIke if I have 15 minutes before a meeting with a client or something, I have a few minutes to kill and I can’t do anything substantive with that time, I’ll post here instead. I don’t work at a factory or an hourly wage job, I have plenty of down time to post a 2 minute comment here and there. No harm. I’ve been really busy lately, whcih explanis my dearth of posts
“Bob makes some aggressive moves in his late 40?s or puts out his own shingle for a few years. That hurts his portfolio.”
Try aggressive moves today. Moving my roth IRA over to motif investing and putting it in MLPs (SXL, NGLS, MWE, SEP, GEL, TLP, EEP, ARLP, TCP, DPM, XTEX, MMP, EPB, PAA, CMLP, ETP, KMP, MPLX, HEP, ETE, TLLP, BPL, BPT, NS, NRP, LGCY, BBEP, PSE). No K1s for Bobby.
And for my brokerage account I’m in TSO, WNR, MPC, DK, CVI, PSX, VLO, HFC, PBF, NTI, HES, ALJ, CVX, MUR, COP, XOM & MRO.
Yes I plan on getting rich, and no its not going to be from my W2 wages which are all most monkey Americans seem to understand.
Pardon me, I haven’t read here in a while. Bob is a novelty account?
“Yes I plan on getting rich, and no its not going to be from my W2 wages which are all most monkey Americans seem to understand.”
Sooo true Bob. I am never surprised by how few people understand that simple concept. It’s time to grow. You are far more aggressive than I am however we agree on that statement.
I still believe that paid off real estate is an option for retirement income. We will likely have three to five properties paid off by the time that we retire. Four will be producing income. I need to get more aggressive in equities but have been burned in the past and do not trust many advisers. Who (not their name) or what do you tune into for your many picks.
homedelete (March 10, 2013, 3:47 pm): “I don’t work at an hourly wage job”
Got news for you buddy, unless you’re working contingent fee for your own client, or are a partner at a large firm (which you aren’t), then you ARE working an hourly wage job. Haha.
“My postings have probably dropped 75%, easily, since the height of my postings in 2009 or 2010 and they’ve dropped even more since I’ve bought a home in Long Grove.”
I’ve said many times throughout the years that we’ll know the bottom of the housing market when no one cares about CribChatter anymore. And we’ve reached that point now. Urban Turf shut down its Chicago site about a year ago. CribChatter’s traffic is at 5 year lows. People want to watch the train wreck (as the bubble imploded) but they don’t want to watch a normal market (or even one where prices are going up.)
Multiple bids? Properties being listed 30% more than just 3 years ago? No one wants to read about that.
“People want to watch the train wreck (as the bubble imploded) but they don’t want to watch a normal market (or even one where prices are going up.) ”
It’s the inventory. Inventory is about a third what it was a couple years ago, or less in many ‘hoods covered by CC (what is south loops inventory down 80%? yeah that’s a normal fluctuation not influenced at all by private equity firms buying units/buildings via borrowing money for free and renting them).
Less inventory = less opportunity for interesting properties as well. Less chance of seeing that formerly 1M+ home being sold as a foreclosure by the bank that was mismanaged, the bills weren’t paid and the pipes burst in February ruining the property/causing mold. Those CC properties were epic.
I guess the banks eventually learned that a vacant house needs a property management company, or maybe instead learned if the Fed bought their shit MBS and is going to keep them until maturity, and if they don’t have to mark their RE assets to market, then they can muddle through this.
“Less inventory = less opportunity for interesting properties as well. Less chance of seeing that formerly 1M+ home being sold as a foreclosure by the bank that was mismanaged, the bills weren’t paid and the pipes burst in February ruining the property/causing mold. Those CC properties were epic.”
Yes- the low inventory certainly plays into it. Curbed and CribChatter cover many of the same properties now because, frankly, there’s so little on the market what else can we do?
But Bob- you just described a trainwreck property. There are few of those on the market now. People don’t want to read about the remodeled West Town house that gets 20 bids and sells for $100,000 over asking. They just don’t. They only want to read about the trainwrecks and people losing money. They want to see the deals. But if the market returns to normal (or even is hot- as it is right now) then there are few deals. What’s interesting about that?
“But if the market returns to normal (or even hot- as it is right now) then there are few deals. What’s interesting about that?”
It is interesting to me because it makes me glad we bought when we did. I enjoy that I am not looking in the current market. We put in an offer on our house the seller didn’t like and after two more months on the market and no bites they finally came down to a reasonable number. I much prefer that than fighting with others to overpay for a home that is NOT going to appreciate 20% a year, no matter how hot the market is at this particular moment.
It hasn’t even been 6 months since we put in our original offer and 3 since we closed and the market seems quite different. It can change again just as fast.
Brad f: The first one. My work situation changed as of the first of the year.
Dan/hh probably drove away a lot of the regular traffic too.
Nonsense, your boring posts are what have done it.
When central bankers dedicate their existence to re-inflating asset bubbles, it shouldn’t at all be a surprise to investors that they eventually achieve success. Ben Bernanke has aggressively attempted to prop up the real estate and equity markets since 2008. His efforts to increase the broader money supply and create inflation have finally supported home prices, sent the Dow Jones Industrial average to a record nominal high and propelled the bond bubble to dizzying heights.
Now that the Fed has “done its job” inflating the bubbles back up, according to Keynesians, the regular economy is supposed to regain “confidence” and start growing like its all back to normal. Is this going to happen?
“or maybe instead learned if the Fed bought their shit MBS and is going to keep them until maturity, and if they don’t have to mark their RE assets to market, then they can muddle through this.”
To what extent is the Fed actually supporting the RE mortgage market? Anyone?
“homedelete (March 11, 2013, 6:55 am)
Dan/hh probably drove away a lot of the regular traffic too”
nice he can drive people away yet cant even drive to the correct auto zone.
“I need to get more aggressive in equities but have been burned in the past and do not trust many advisers. Who (not their name) or what do you tune into for your many picks.”
Yes, I’d be interested in hearing sonies’ views on bobbo’s investment strategy. Maybe laura lou too.
ehhh bob’s concentrated in the oil sector, which is fine, I mean at least they make stuff and pay dividends…
Concentration can lead to great wealth, but it can also blow up in your face. And by concentration I mean in one stock only, not a bunch of stuff in one sector. MLP’s are alright and kind of a down sector recently but I would be careful as some of those partnerships and trusts only last for a certain amount of time, so those fat dividends you get may not last as long as you think.
This ones for you HD. http://www.grar.com/property/mls/12053689
Re Bob getting rich: Not to sound catty, but for someone who cannot understand Monty Hall problem (high school level math or at best undergrad first course in probability) even after multiple people have explained it to him, I sure hope he has a means to get rich which does not involve analytical skills.
As for the traffic being down. I wonder how much is due to Clio leaving the site. He and G used to have some long lasting cat fights. Even I contributed to some. I definitely feel less interested in posting here as it has become mostly boring except if you like to study dysfunctional adults interact:
– Dan/HH is the white supremacist who uses every chance to bash minorities, women, gays, and others who do not have his word view.
– Groove for the most part has lost his sense of humor and periodically looks for someone to jump at their throat.
– Milkster has some complex that she thinks if she flirts with the guy who looks down on her people, somehow she can win his respect which I have no idea why she gives a damn for.
– anon cannot find anyone’s grammar to fix so he is trolling the host.
– Even Sabrina has done a 180 and from her “rent rent rent” and “there is too much shadow inventory for the market to ever recover” moto to “we have hit the bottom and market has stabilized”.
That Michigan property is amazing. I want it! Thanks for the great link!
I want it too HD, unfortunately there is a sales pending. We are looking for a lakeside home like this one.
here you go Oilc
WHAT A MODERN BEAUTY
http://www.redfin.com/IL/Johnsburg/4106-Riverview-Dr-60051/home/17840131
Sonies thats not mid century modern. Not even close, but that thing is cheep.
“- Groove for the most part has lost his sense of humor and periodically looks for someone to jump at their throat.”
dang its tax season and the sun has been missing, i stubbed my pinky toe, my calves are on fire after practice, too much spam email, wife found my vintage skin mags in the garage, my kid hogs the iPad, its been 5 months 6 days 7 hours and 32 minutes since i have seen clio’s lambo, i spend to much time looking up past post because icky wont work on the wiki, there hasnt been a good sale on hanes in a long time and i am getting holes, getting old sucks and its taking to long to shed off the holiday pounds.
dang it woman what else do you want from me!!!!!!!!! 🙂
I know i was just being sarcastic
It is all love Groove even if you unjustly call me a snob : )
The johns berg house is Gordon gekko modern (the beach house on Long Island scene) but the interior is Home Depot special. No wonder its so cheap the entire home is Medards. That’s a pretty awful cramped interior for an exterior that seemed modestly surprising.
“but I would be careful as some of those partnerships and trusts only last for a certain amount of time, so those fat dividends you get may not last as long as you think.”
SDR, SDT, WHX, WHZ show that tale (but note their dividends toward the end). I look at each one like I think I can get payback in 7-10 years off of them and everything else is gravy. And chances are 40% of them are gonna go for 15. Also into oil companies as well.
Energy (specifically oil) lately seems like the only sane risk-adjusted return these days. Well that and real boring stuff like JNK & DUC. And Illinois just charged with securities fraud so who knows when that bond bubble’s gonna pop.
” And Illinois just charged with securities fraud so who knows when that bond bubble’s gonna pop.”
“so those fat dividends you get may not last as long as you think.””
“Whatta jag.”
This southbound vs. Bob thing is bordering on homoerotic like that Tom Cruise volleyball scene.
But I’ve had more than enough, no wonder traffic on this site is at 5 year lows.
“But I’ve had more than enough, no wonder traffic on this site is at 5 year lows.”
Yep, me too HD. I’m thinking about shutting the site down.
“Even Sabrina has done a 180 and from her “rent rent rent” and “there is too much shadow inventory for the market to ever recover” moto to “we have hit the bottom and market has stabilized”.”
Good analysis of what is going on miumiu. The market has changed. There are multiple bids everywhere. No one wants to talk about it. It just depresses everyone (along with the weather we’ve been having.)
What fun is it dreaming about your dream house if 50 people are going to bid on it within 24 hours and are going to put in offers $100k over the list price? I dealt with this in California years ago. The whole housing market there just depressed me because normal buyers couldn’t compete. And here I am in Chicago all these years later and everyone I know is dealing wtih the same thing again.
We went from one extreme to another in Chicago. And neither one is “normal.” When will we have just a “normal” market where prices are going up 2% a year?
CribChatter deserves better treatment than it receives from some of its commenters and the agendas they promote here.
Sabrina performs a useful service for home buyers. YoChicago’s traffic is at record levels, and I’ll see if I can send some of it CribChatter’s way.
http://yochicago.com/check-out-the-cribs-and-ignore-the-chatter/29652/
Upside down world: Sabrina wants t shut down the site and JZ is trying to drive away traffic from his own site.
Why are multiple bids depressing? I think it’s fun, especially since I bought and sold in 2011.
let my fix that for you HD
This is F’ing crazy Upside down world: Sabrina wants to shut down the site and JZ is giving a compliment to Bri Bri and her site and trying to drive away traffic from his own site to hers?
just because i called you a snob and disagreed with you, it never meant i didnt like you and didnt considered you an anonymous internet BFF.
” miumiu (March 11, 2013, 5:18 pm)
It is all love Groove even if you unjustly call me a snob : )”
‘YoChicago’s traffic is at record levels”
Prove it.
JZ has an agenda, his own, and he runs a “blog” loaded with inherent conflicts-of-interest, etc. that CC chatterers have exposed to the light of day. He’s always been hostile to CC.
“YoChicago’s traffic is at record levels,”
Small fluctuation near zero can look like infinite gains : )
Southbound, I like you but it is beyond time to let it go with Bob and Dan. You won’t ever change them and we all know what they are like, so just skip over thier posts. No reason to let them boil your blood….that is just what they want.
miumiu, but I am still waiting for you to make a post which is actually real estate related.
I guess SOME things never change!
I like Dannyhofer because he is adventurous and he is not a hypocrite.
Also, he sent me a listing for a condo in my price range a couple of years ago which is more help than most have given me.
Southbound: never argue with idiots, because to a bystander, you look like two idiots arguing.
” YoChicago’s traffic is at record levels,”
Wait a minute, JZ doesn’t say whether it’s record HIGH or record LOW levels, just that it’s at record levels, and the bone he threw to Sabrina doesn’t really cost him any readers if no one is reading his site in teh first place!
As usual, homedelete can’t be bothered by facts. If he’d followed the link in my post, he would have seen this:
“YoChicago reached 53,686 unique visitors in January …”
Or he might have been led to wonder how a site can have substantial year-over-year traffic gains and thereby reach a new low.
53,685 of those “unique visitors” are probably google compile bots
“I like Dannyhofer because he is adventurous and he is not a hypocrite.
Also, he sent me a listing for a condo in my price range a couple of years ago which is more help than most have given me.” We agree to disagree. My recent response to your query re what people thought about idea of buying seemingly cheap southwest side 50+ yr old ranches/bungalows in vicinity of Midway & points east provided you and others here excellent advice imo. Unlike those ignorant haters I actually have an excellent track record investing & developing real estate – not just reviewing random restaurants which is really the only positive service FatHaterDan provides here imo. And for the record FathaterDan is the hugest of hypocrites – like RushL/NewtG he tries imposing his beliefs on others while ignoring the contradiction of his personal choices of behavior(s) – lying, hating, posting despicable untruths. While claiming to be pro-life he chooses to pays homage to a gay prostitute who allegedly killed his lovers wife over money by posting under HH. What scumbags they both are.
southbound, when Sabrina wrote: “But I’ve had more than enough, no wonder traffic on this site is at 5 year lows.” it’s not because she can’t deal with free-thinkers and free-minded people like Bob and HH. It’s because of real estate:
“I’ve said many times throughout the years that we’ll know the bottom of the housing market when no one cares about CribChatter anymore. And we’ve reached that point now. Urban Turf shut down its Chicago site about a year ago. CribChatter’s traffic is at 5 year lows. People want to watch the train wreck (as the bubble imploded) but they don’t want to watch a normal market (or even one where prices are going up.)”
“What fun is it dreaming about your dream house if 50 people are going to bid on it within 24 hours and are going to put in offers $100k over the list price? I dealt with this in California years ago. The whole housing market there just depressed me because normal buyers couldn’t compete. And here I am in Chicago all these years later and everyone I know is dealing wtih the same thing again.”
If you go to youtube, you’ll see that JZ’s “yochicago” sponsor-purchased promotional and infomerical videos usually don’t get 1,000 views, some get under 2,000 views, but most are under 1,000 views. He’s not exactly a threat to CNBC or even WTTW.
“HD retires with more cash in the bank because he stays conservative. Bob makes some aggressive moves in his late 40?s or puts out his own shingle for a few years. That hurts his portfolio.”
I thought your 20’s were for aggressive moves and your late 40’s were for being retired and picking up teenage girls on the beach?
And who doesn’t like watching prices go up?? It’s down that sucks (unless of course you are short), then it’s up that sucks…all so confusing.
Yes, southbound.
I like you too.
Thank you for the advice.
I appreciated it.
I said “more than most”.
You were helpful too.
And like Danny, you adore tacos.
…and naps… naps are good in your 40’s. It should be included in the workplace… Naptime.. kind of like casual Fridays. Of course naptime with 19 year olds that you meet on the beach is definitely better than workplace naptime.
Age – 35-50:
Attire: This species is all over the board. Can range from 15-year-old golf shirt to old-man Tommy Bahama shirt. He tries something different every day because he can’t understand why 20-year-olds no longer sleep with him while milfs and cougars don’t take him seriously yet. He has no idea that if he put on some dignified clothes, women might talk to him. More recently you will see this age group wearing Affliction shirts due to midlife crisis.
Job: Realtor, mortgage broker, sales manager, corporate middle manager.
Job he claims to have: Dot-com millionaire, CEO, bar/restaurant owner, retired rich guy.
Girlfriend: None. Young chicks see him as a creepy old man, while the average golddigging bitch doesn’t think he has enough gray hair to make him worthy – and desperate – enough to victimize.
Can be found: At any happy hour bar, sitting alone and totally confused as to why he cannot get any action, and frequently looks like a public spectacle thanks to trying to dress like a teenager. Sorry guys, but salt & pepper hair just doesn’t go with the spikey hair and print t-shirt look.
I believe yesterday was national nap appreciation day… I contributed!
Is southbound a chick?
” johnnyU (March 12, 2013, 3:51 pm)
Is southbound a chick?”
and that would make the Cribchatter screen name so, so, so awesome.
and to tie the screen name to the subjects property street name it just keeps getting better
johnnyU: No, but are you a chick?
ugh
amazed.. come back from some time away to find Southbound is now more annoying than Dan or Clio…
Bob makes more money than HD, when he’s working.
ze, if you dont follow every day it get’s weird. i havent been paying attention much but last I checked in anon utfo had this unusual flirtation going with sabrina over semantics or something. I was going to ask to be filled in but will wait and read about it on the wiki. as soon as icarus tweets the latest updates
“ze, if you dont follow every day it get’s weird. i havent been paying attention much but last I checked in anon utfo had this unusual flirtation going with sabrina over semantics or something.”
I always thought anon was Sabrina.. kinda in the way like of Buffalo Bill in Silence of The Lambs..
And I think HD makes more than Bob…
“- Milkster has some complex that she thinks if she flirts with the guy who looks down on her people, somehow she can win his respect which I have no idea why she gives a damn for.”
kind of like how ted bundy got a lot of love letters on death row
” anon utfo had this unusual flirtation going with sabrina over semantics or something”
Get it straight–I was trolling the host. HD and Miumiu agreed on that.
I was nitpicking something I thought was inconsistent; it’s what I do.
true, you are skilled. though if you were doing it to show off and win her affection it would liven things up around here.
JonnyU wants to know if Sabrina is a guy.
“if you were doing it to show off and win her affection it would liven things up around here.”
If I were, either I failed miserably, or I succeeded in a junior-high-snapping-her-bra-strap way. I don’t get the impression that the latter is the ‘right’ approach, except *maybe* at the end of a long night at Clio’s bar (not that I can afford that, even with the CC discount).
now you’re talking. a long intoxicated evening at Clios bar. he eventually throws in the towel and calls one of his escorts giving you an open shot at sabrina. but it’s late and you’re tired from defending nort center to all his misinformed hinsdale friends. the clever banter comes out wrong. it gets just a touch awkward… but then dan, until now slumping over the bar, raises his head and starts rattling out inspirational quotes from mein kampf. at first everyone is cheering him on then miu miu reveals the source of his wisdom and a big brouhaha breaks out allowing you to sneak out. and making it that much harder to for sabrina to remember what she was annoyed about.
“And I think HD makes more than Bob…”
I hope he does. You, OTOH, quit the ratrace because you’re weak, lazy or epicurean. Like most Americans lacking the long-term outlook or stamina to go the distance. Corporate America is, if not anything else, a war of attrition, you know.
“I was nitpicking something I thought was inconsistent; it’s what I do.”
Me too. If I see something inconsistent or false said about Chicago hoods, demographics, schools, etc. especially in the realm of people pushing politcally-correct lies, revisionist history lessons, inquisitorial liberal doctrine about equality….then I counter it with truth and fact.
“kind of like how ted bundy got a lot of love letters on death row”
yeah, right. Groove and Southbound are our resident Gacys. I’m the moral one here, or at least tries to be, and never mocks our ancestors’ morality and culture… and for the record I’ve been talking up the Chinese as of last, since they are the new billionaires while our arrogant progressives here on riding on rusted-out bicycles. No wonder Milkster wants nothing to do with the jays of the world, they’re androgynous and testosterone-challenged.
“You, OTOH, quit the ratrace because you’re … epicurean.”
?? Yeah, it would be f’ing *awful* to not be as much of a stoic as Bob. W.T.F.?!?!???!!!
On a related note, Bob, do you truly not have a number at which you would just quit? $20mm not enough to leave the “war of attrition” behind? $50mm?? $100mm???
“Bob, do you truly not have a number at which you would just quit? ”
Aaha yes. $2M actually. But I’d probably start a charity at that point and hire people and manage that. Don’t worry it wouldn’t be about helping people (well other than the ppl I hire and I’d make them work) more animals.
To run away on the beach and not have a care in the world would probably be fun to me for maybe a year, maybe 18 months. I’d tire of it.
I used to dream about running off to some island, like Bermuda. Til a friend laughed at that, I was taken aback at that as it surely is an expensive island, but one where I believe I could wind up on if I plan it right. Upon clarifying they weren’t laughing at me not being able to do it, but me moving away to some small island with 60k inhabitants and being content/not going bonkers. They were right.
Maybe Switzerland. But that lost a lot of appeal recently with Form 8938 (certainly makes it a lot easier to get to $2MM if you’re willing to do so dubiously). I bet Ze knows what a form 8938 is, even if he illegally ignores it.
“Aaha yes. $2M actually.”
I am not privy to Ze’s finances, but I can confidently state that he had more than that when he went awol in the “war of attrition”.
“not going bonkers”
If that’s the test, I think Ze failed. You two may not be all that different.
Bermuda is pretty isolated. It’s not even the carribean.
2M and your off to Switerland LMAO. 2m is chump change, in a major city it’s not hard to spend $1,000 a square foot to buy an apartment. Have you been to a nice restaurant in Geneva? No dollar beer nights there. Not a place for cheep asses bob. Yep… HD definitely makes more than b.
So far, HD leading Bob, 3 to 1.
Actually oilc it’s you who looks the fool. The places where RE is the most expensive, foreigners are prevented from even owning. Yes you can move to CH with even $1MM and be fine. Beautiful places not the cities.
The country is much like the US: you could easily blow your wad buying in the wrong area (although again the places where you’re talking about they disallow foreign RE ownership), but in other places your franc can go far. Not as far as much of the interior of the US, mind you, but further than Jackson Hole, Wyoming.
Can’t quite figure it out myself either but it’s half the size of Maine, and yes there are huge property valuation deviations almost as large as here in the US. No you’re not getting a house for 50k but you can get one for 200, and not a shitshack either.
“Not a place for cheep asses bob. ”
Obviously your reading comprehension is a little stunted as much as your logic: it was for those previously wanted to be thrifty with regard to their government remittances. Probably still is for non-Americans. Probably plays a large part in why the urban property values are so high.
“Yes you can move to CH with even $1MM and be fine”
You can move a lot of places w $1MM and be fine. But are you really planning on retiring w $1-2MM?
“Bermuda is pretty isolated. It’s not even the carribean.”
Don’t a lot of the islands get like that? I mean, after awhile, living on a 29 mile island (as some in the caribbean are) must get kind of boring.
“Groove and Southbound are our resident Gacys.”
yeah yeah but gacy liked boys and milkster is a girl and not white who likes you who has shown distain in the past for non whites. akin to a woman liking ted bundy who showed distain in his past for women, to put it mildly.
“2M and your off to Switerland LMAO. 2m is chump change,”
212k millionaire households in Chicagoland & 322k in Switzerland. No not even there is it chump change you’re just using Manhattan/Singaporean pricing context.
“But are you really planning on retiring w $1-2MM?”
_If_ I get to $2MM I’d be delighted. Again if still able to work I’d do something else. $2MM is enough to be set if you’re not an idiot and don’t have expensive habits. More than enough.
And I just threw $2MM out there because that’s a long term pretty optimistic scenario. Not even counting on it. If you don’t think that’s enough to comfortably retire on you need to ignore the mutual fund industry propaganda. Of course the Vanguards & Fidelitys of the world are going to tell you it takes 4MM these days because the more $ you got there the more $ for them.
Epicurean is an insult? I chose to live in Rio, how much more epicurean can one get?
Bob, I still find it humorous how far you remain from figuring out my background.
yes it does Sabrina just like living in the green zone, it’s just an island except that instead of water to the west it’s western ave!
“212k millionaire households in Chicagoland & 322k in Switzerland. No not even there is it chump change you’re just using Manhattan/Singaporean pricing context.”
There goes bob with his apples and orange comps. Everyone knows there are more millionaires in urban centers. Why don’t you show us the number per country and divide by the total population? Or why don’t you compare Chicago with Zurich.
HD doesn’t only make more than Bob but he is also smarter!
btw bobby the population of switzerland is 7.9M if you divide by your 322k number that give you a 1 in 25.
So what is the average household number 2 or more, so that brings you down to 1 in 12.5.
This (albeit an outsiders view) makes Switzerland seem perfect for Bobbo:
http://www.onlineopinion.com.au/view.asp?article=6800
There is a quite low (compared to US) HO % in Switzerland: sub 40%.
I missed Bob… who else calls someone lazy and weak and then tells you how he is sitting on his ass trying to win a slow grinding war of attrition. Always made me nuts during my short stint with corp America. Everyone wants to be on the team but no one wanted responsibility for carrying the ball. All it took to be a star was to demand you be given the damn ball.
“yeah yeah but gacy liked boys and milkster is a girl and not white who likes you who has shown distain in the past for non whites. akin to a woman liking ted bundy who showed distain in his past for women, to put it mildly.”
“Distain”? WTF is “distain”, Einstein?
Be specific. When did I show “distain”, asshole?
You’re probably an ugly, narrow-shouldered, flabby-assed soft body.
lets see, Bob or HD?
can i say neither?
HD is such a tight arse that yes he will accumilate money, but because he lives in the burbs the money will eventually be spent on zoloft, and because he is such a sky is falling the world is ended and everyone is under water he will get an ulcer and spend money on meds and doctors. Then because he is a tight arse his wife will nag him to death to stop being so dang cheap and she will divorce him because only one vacation a year to starved rock (in the camp ground not the hotel) will not make her happy so she will divorce him. And because he works for Peter Francis Geraci and is not a real lawyer she will take the house and half of everything, make him pay child support and alimony . and will end up back at his garden apartment in uptown.
Bob, will get greedy and will be too busy talking about the last bubble and all the fools who got caught in it he will miss the burst of the next bubble and loose his shirt in that, then take to dollar beer night and dollar beer Lunch which will effect his work performance and then will get canned. he will have to move in with HD.
So in the end its neither as they both will end up together in a studio garden apartment agruing who gets the top of the bunk bed
“You’re probably an ugly, narrow-shouldered, flabby-assed soft body”
Isn’t at least some of this true for most chatterers considering how adverse they are to walking, using stairs, or any other type of exercise?
Perfect Groove!! Your humor has returned! 🙂
The weather in Bermuda sucks compared to most Carribean islands
Wow, the personal attacks are flying these days, what ever happened to ripping on properties instead of each other!
Perfect Groove!! Your humor has returned!
He is happy I am back.. Now off to my predominately gay gym… Recently learned nothing better than working out around the gays… always the worst shape person in the gym.
“When did I show “distain””
Milkster–that was in reference to tehHof. Punctuation (or, rather, lack of punctuation) was misleading.
Actually the longitude of Bermuda is far preferable for people with Irish skin vs. the carribbean. And the weather is more milder. Too bad it costs ~3x as much as the carribbean, aside from paradise island (pre-empting idiot oilc)
“aside from paradise island (pre-empting idiot oilc)”
You forgot about St Barts. How could you forget about St Barts? We’ve discussed it on CC before!
“more milder”
?? (only bc Bob likes to pick on my typos)
“He is happy I am back”
Everyone is happy you’re back Ze.
“Isn’t at least some of this true for most chatterers considering how adverse they are to walking, using stairs, or any other type of exercise?”
LOL and considering how much time int he day we spend sitting in-front of computers. I need me one of them treadmill desks!
“Perfect Groove!! Your humor has returned!”
now that CH and Ze are back, nothing can stop me now!!
“Wow, the personal attacks are flying these days, what ever happened to ripping on properties instead of each other”
as Bri Bri points out we cant talk about the furishings or the paint and also inventory is low and it sucks (and cribchatter will be shut down) so what else do we have to attack you F’ing moron booger picking fat lard?
“Now off to my predominately gay gym… Recently learned nothing better than working out around the gays… always the worst shape person in the gym”
you would think all that beach time view would give you more motivation. or that your dealer is nabbed and your supply is low and magically the motivation came back?
“Actually the longitude of Bermuda is far preferable for people with Irish skin vs. the carribbean”
why not Seychelles?
“HD doesn’t only make more than Bob but he is also smarter!”
Since this has come up, I can’t help but wonder who is smarter. For lack of better metrics, let’s put in terms of who did better on ACT/SAT. Bob or HD?
“HD doesn’t only make more than Bob but he is also smarter!”
Since this has come up, I can’t help but wonder who is smarter. For lack of better metrics, let’s put in terms of who did better on ACT/SAT. Bob or HD?
Woops meant latitude. And Groove seychelles is 4 degrees s of or if you burn youll cook there. Even more than caribbean
my wife is cheaper than I am.
act 30 in the 1990s but I think they changed the metrics since then.
“act 30 in the 1990s but I think they changed the metrics since then.”
You’re up, Bobbo.
sorry milkster. poor pronoun placement in that comment. funny spelling too.
meant that helmet showed disdain for non whites
shoulders are ok but too much work to stay buff and no real benefit, for me. ymmv
nice HD ! why would you go to LU with that kind of score?
The notion of HH’s boy Bobin collecting enough in his penny & nickel bottle to fund his dream foundation to ‘help animals – (hey, isn’t it limited to helping the coons in your hollow Bubbabob?) is hilarious – what a self deluded cranky drunken fool he constantly shows himself to be.
Pasty faced fat ass Bobbo’s (concern about sun’s rays is why you stay inside bars til closing huh?) only connection with ACT is he recently received $1.50 for settlement of his mouthwash claim (went right into the bottle to fund your foundation someday didn’t it you hillbilly?). His college didn’t need anything other than money. My vote is HD schooled bob on tests of intelligence including income.
“sorry milkster. poor pronoun placement in that comment. funny spelling too.”
I accept your apology.
Was going to propose we work it out in a little mud wrestling competition at Clio’s bar for a second.
let’s make it jello
“Was going to propose we work it out in a little mud wrestling competition at Clio’s bar ”
Dammit, CH, take back your apologize *right*now*.
Tho, isn’t clio’s bar a little far east for that sort of downstairs-at-mother’s sort of spectacle?
Deal!
Southbound’s only connection with ACT is ACT UP.
Switzerland is expensive but it must be doable somehow, I was once on that bridge in Lucerne and saw plenty of Africans around. St. Barts used to be nice. But once the NY Jewish crowd finds out about a formerly WASP place, and then descends on it in groupthink fashion (think also like Palm Beach, FL), then the original attractiveness of the place diminishes. That’s the problem with St. Barts. If you want to avoid all the crap people the US is shrinking, a good place (for now) to avoid the crude NY’er and East Coast types is a place like Cloisters and Sea Island, GA…for now. I probably shouldn’t even have alerted anyone, now the NY jewish and miumiu, and homosexual crowd will find out and then the process will repeat.
” CH (March 13, 2013, 10:58 am)
nice HD ! why would you go to LU with that kind of score?”
Some people like to rip on Loyola as the school that you go to if you didn’t get accepted at NW but that’s only about 5% true. I toured both Loyola and NW as part of my senior year app process and I didn’t like northwestern. I thought that stupid rock they painted is so dumb, and I thought sure, the school might be more prestigious but there’s a ton of DB’s here. At the time I went to Loyola huge chunk of the freshman class started out pre-med so there’s a lot of really smart people there, like I did (that lasted only a few weeks!)
I originally applied to U of I pre-med early acceptance program and I was denied because it’s so competitive, but I was offered general admission instead. Also U of I offered no financial aid. Loyola offered me pre-med and lots of financial aid so that my tuition, at the end of the day, was exactly the same as the state school.
I didn’t go to U of I because it had three strike against it: 1) No pre-med guarantee for me; 2) I had been to U of I numerous times before for various competitions and the campus SUCKS – it’s easily the worst of the big ten (or at least the handful I’ve been to); and 3) I needed to have a part time job to pay my living expenses – and I didn’t want to deliver pizza on friday nights at U of I or do work study for minimum wage.
So I took the Loyola job, got a job at a commodities firm downtown (non-specific description for a reason) as a clerk where I learned my basic understanding of finance and economics (although not quite the academic study like a finance major or MBA would have).
“it had three strike against it”
you forgot 4) Southbound went there.
“St. Barts used to be nice. But once the NY Jewish crowd finds out about a formerly WASP place, and then descends on it”
Maybe so, but at least now you can get a good bagel there.
“you would think all that beach time view would give you more motivation”
YOu really need to visit. This time of the year they walk down the street in bikinis. Some more modest ones put on shirts but they get those wet circles on the boobs and butts from the bathing suits underneath. I was laughing today thinking about HH posting about wardrobe. Here a T-shirt is almost formal wear… But as for living cheap.. things be crazy expensive down here to retire.
” CH (March 13, 2013, 10:58 am)
nice HD ! why would you go to LU with that kind of score?”
the must have gave him a close to full ride then?
wait i thought HD worked in college, and not the campus job thing. and worked even more during law school?
HD as a floor clerk.. Oh that must have been f’n priceless to see on a busy day.
‘St. Barts used to be nice. But once the NY Jewish crowd finds out about a formerly WASP place, and then descends on it in groupthink fashion (think also like Palm Beach, FL), then the original attractiveness of the place diminishes’
Wrong. St. Barts was never a WASPy place – it’s French and therefore primarily Catholic (with a few Episcopalians thrown in for diversity). Notice the cross over the airport runway? WASPs don’t generally display religious artifacts outside the church itself and especially not on public land. See a cross or a virgin Mary icon on the side of the road = Catholic territory. It was the liberal creative class that made St. Barts fashionable in the 80s, lots of east coasters (NY) and Parisians naturally. Why? Because it was the anti island void of resorts, golf, pina coladas, Tommy Bahama man blouses, and the kind of people that like that style of vacationing. Iconically, Jimmy Buffett has a place there and lives the polar opposite from the parrot-head lifestyle he made his money from. Today, it’s just rich for the sake of being rich – Russians, and now Brazilians (saw a few Kelly bag clad Chinese) throw absurd amounts of money around, and the creative class just isn’t there like they used to be unless they’re rich too; not to worry Dan, I don’t think they’re on their way to fucking GA anytime soon. Like a lot of the GZ, it was revitalized by the poorer and creative and ended up expensive and desirable… ala Richard Florida’s observations Dan?
There you have it anon, I talked about SB.
“wait i thought HD worked in college, and not the campus job thing. and worked even more during law school?”
Groove: Full ride at Loyola? I wish. More like half ride. But Loyola at the time was twice the cost of U of I (this was the 1990’s!) so U of I with no financial aid = same cost at Loyola with financial aid.
I worked during undergrad and law school. Part time during the school year, and full time summer/breaks etc. Would I have graduated at the top of my class if I hadn’t worked? Maybe. It’s tough to get awesome grades, do extra curricular actives and find time to have a social life when you’re working 20 hours a week plus spending an additional 10 hours commuting every week. One of my roommates had small trust fund that paid his rent, and the other had a wealthy surgeon father who paid his rent. They took spring break trips to Mexico every year and I was instead working 40 hours a week in a law office as a clerk or whatever.
Gringo – I wasn’t on the floor but I worked with people who went on the floor. It toughened me up a bit, I must say. Nearly all of those meatheads are broke, divorced, coked out and selling used cars for a living now that open outcry is basically gone. Kind of interesting, because I’m currently doing the BK for a floor trader who used to make $500,000 a year nearly every year during the 2000s and spent every penny of it, including the money he should have paid to the IRS, and more! Yet, every so often I hang out 30’s year old guy from my high school that trades corn and euro dollars in his boxers from his $3,000 a month apartment in Wicker Park and he’s networked to his co-workers via some private internet network and makes buckets of money. I’ve been to his place, it’s exactly what you’d expect an apartment of a 30 year old trading futures in his boxer would look like. Pizza boxes everywhere, the biggest TV I’ve ever seen, a wall of computer monitors, high end furniture and a fancy car in the driveway.
Knew I could count on you Jay. St Barts, ‘real’ (imo) LA, and LP before Black Monday.
‘…before Black Monday.’
Is there a Black Monday coming up? Damn, I better get home. In the desert now and it’s another sunny 90+ degree day… sick of the LA traffic! But, Bob is correct in that this shit does get old after a while (be careful what you wish for Bob). Think I might apply at Starbucks.
http://baldursgate.com/
OT but D&D is now available on the ipad! Now you know the real reason why my posts have dropped!
“Bob is correct in that this shit does get old after a while (be careful what you wish for Bob).”
No it doesn’t….
Did HD really do better than Bob on ACT? I would have bet on bob, prob even after HD was willing to pony up his score, but now I am beginning to doubt.
A 30 is roughly the top 5%. But then again I’m jut a great test taker. Any body else care to tell their score?
I don’t think I took the ACT, only the SAT.
Ok, how about nonny versus HD on LSATs?
My sat wasn’t as good. That’s because it’s culturally biased. 😉
“Ok, how about nonny versus HD on LSATs?”
How about the MPR?. That’s my most recent test for which I know (or knew) the score.
MPRE
“How about the MPR[E]?. That’s my most recent test for which I know (or knew) the score.”
No one know what that is. And it’s not really a quasi IQ test. You don’t remem LSAT? Bet HD does. He’s a great test taker I hear.
I don’t remember my mpre but my LSATiirc was 158 or 160. basically top quartile. that test is culturally biased too
HD is certainly willing to put it out there, good, mediocre, or otherwise. C’mon nonny, you know what you got within a couple points surely.
For the record, I’m putting my money on nonny over hd for lsat, and hd over bob for act.
“My sat wasn’t as good. That’s because it’s culturally biased”
Are you suggesting that I only did better than everyone on my SAT’s because of questions like “If Menachem lights his menorah all but the 5th night, how many boxes of raabinical certified candles will Menachem use” ???
confident nobody will top my act math score, but hd beat my overall
“Nearly all of those meatheads are broke, divorced, coked out and selling used cars for a living now that open outcry is basically gone.”
You’d like the movie Floored if you haven’t yet seen it. It’s about the demise of open outcry and how the personalities are adapting/moving onto something else or not. One guy became an Army medic. (But he was already from family money and his dad/relative w/same last name made a killing in the heyday & produced the film so I guess he doesn’t have to worry about it as much).
DZ–can I post my GMAT? I found out how to get an advantage on standardized tests by my early 20s and it was in solid 99%-ile territory. I love telling people about this because it either elicits either one of two strong reactions: admiration for the ingenuity or vitriolic animus that I didn’t play by some notion of equitableness they think should exist and that measurement instruments like standardized tests are good at doing so. 😀
And families all over the north shore are following similar tactics these days to get their kiddos into better colleges. And the press and liberals howl at the unfairness of it all. Yet it is the very liberals themselves that made this loophole even possible.
Equal footing? That’s not the way life works nor will work. That’s a contrivance idiot systematizers believe is possible. In fact, I have an idea for an educational consulting side-biz. 😀
Even got a half-ride at UCLA for first year. But saw the writing on the wall even back then California wasn’t a great place to do business. It has changed in the past decade though–it’s gotten worse.
“confident nobody will top my act math score, but hd beat my overall”
Bc you got max score? I wouldn’t be confident otherwise. But if you did, how do you do so badly on the rest of it (whatev the rest is) to fall below HD overall?
“can I post my GMAT?”
Well, sure (and I’ll take that as confirmation HD beat you out on ACT), but need to find you an opponent. JMM won’t play along bc he’s more focused on eliteness. Maybe Gary. Who else has an mba around here?
HD beat me on ACT. He was a geek who wanted to be a doctor (to make mummy & daddy oh so proud, for sure). Pre-med people were a bit freakish at my undergrad, maybe Loyola is different & they look like Julia Roberts & Kevin Bacon from Flatliners but I rather doubt it.
I got a 760 on my GMAT. 48M/47V (the test only goes up to 51 in each category I found out not 60 as they claim, and you don’t need a 51/51 to get 800), and getting above 46 on the V section they called exceptionally rare. Quite a few of my score at school, though, and very few above it. Think I heard of one 770 and one 780. At least 15 at my score though.
I believe this thread about as much as I believe Brad F’s ETrade statements.
“I believe this thread about as much as I believe Brad F’s ETrade statements.”
I actually believe the stated scores and brad f’s statement.
However, now I’m not sure if HD is more proud of his ACT score or Bob of his GMAT.
I’m not proud of the score it is meaningless and not even comparable to other GMAT scores. I’m proud of what I did to get to that score.
I’m proud of my score and it means something. It means I’m good at taking multiple choice tests under pressure. I also kick ass at jeopardy. And in high school, I once got the highest score in my school on the ISAT (now the prairie state exam) in the social science section – the sheet mailed to my house by the state of illinois told my score, and the score range for my individual school and the district. I had the highest in teh school but not the district. There are some pretty smart MF’s in 214.
However, I suck at writing; and I often glance over minute details in my attention to see the bigger picture – which leads to hyperbole and over generalizations as my wife always tells me. I also a little too pragmatic – I like to get things done, even if it’s down and dirty, as long as it works. Like the shingle sealant I had to apply to a small section of my garage roof this evening…. I applied that black nasty tar under the loose tiles, and believe me, that stuff smeared everywhere, it looks awful, and it was cold so I was only up there a few minutes….but that leak is gonna be sealed for eternity.
” I’m proud of what I did to get to that score.”
was it something exciting like those cheating scams I read about in rolling stone 15+yrs ago or did you just take it a bunch of times?
“was it something exciting like those cheating scams I read about in rolling stone 15+yrs ago or did you just take it a bunch of times?”
It wasn’t technically cheating–if you’ve taken one of those tests you know it’s damn near impossible to “cheat” with the video-camera filming and you being watched by a monitor & all, but lets just say I had an advantage.
ok boys, http://i.imgur.com/qHrpbrz.png
31 ACT
600 SAT verbal
770 SAT math
690 GMAT
About as quaint as the time someone posted a “screenshot” of their supposed money market account with $200k in it. *yawn*
“Are you suggesting that I only did better than everyone on my SAT’s because of questions like “If Menachem lights his menorah all but the 5th night, how many boxes of raabinical certified candles will Menachem use” ???”
You had that metal pointy thing on the scrolls all day long….you’re a talmudic scholar.
did you take it a bunch of times under a ss# off by one digit, and only point out the mistake to the gmat folk when you got the 760?
oh man. did you get a note saying you were diagnosed with a learning disability?
“You’d like the movie Floored if you haven’t yet seen it. It’s about the demise of open outcry and how the personalities are adapting/moving onto something else or not.”
Bob.. gotta give them credit though.. At least they weren’t lazy, weak, and epicurean like Ze….
“oh man. did you get a note saying you were diagnosed with a learning disability?”
Thing is the diagnosis has to be over 1 year old to not launch an investigation, but within the past five years to still be current. So put up 1yr on a CPM diagram, t1 = 12mo. 😀
So 2 near MIT level math SAT scores from Bob and HH and yet neither took a stab at my simple interview Sheckel/Farthing problem that I asked 770 HH about months ago… Things that make ya go hmmmm.
They are multiple choice tests covering limited subject matter. And if you think deducting (1/4 or 1/5) points adequately adjusts for guessing I have a bridge to sell you.
Another data point for how inaccurate they can be is I got a 30 or 31 on the science part of ACT. Never came close to that on any pretest and barely got through highschool chem.
Not saying standardized tests are worthless but they can be gamed to such a degree that studying the tests yields better dividends than spending that time studying other things.
“So 2 near MIT level math SAT scores ”
Matters a *great* deal whether before or after ’95 re-centering. Pre-95, 1580+ was like 7-8 people/year; afterward *1600* was 700+/year.
I’m amazed that people not only remember their SAT/ACT scores, but actually still have the back up documentation! In all the years I’ve been working my scores have come up exactly 0 times in a professional context.
And frankly, 4 or 5 years out, nobody give a shit about your alma mater anymore, either.
“And frankly, 4 or 5 years out, nobody give a shit about your alma mater anymore, either.”
Not true in law; and definitely not true for Domers.
“definitely not true for Domers.”
UNDERSTATEMENT of the year. if you do well on those tests you remember better. esp if the results were stronger than your grades. though I’ve met a lot of people who did crappy on the tests but were really smart.
what was the Sheckel/Farthing problem?
“what was the Sheckel/Farthing problem?”
‘If the Farthing/Shekel exchange rate is 1, and can go to 1.5 or .5 with equal probability. Fair value is 1. So what is the expected value and what is the fair value of the Shekel/Farthing?’
@DZ,
if i posted the same as CH would you even question me? after reading my posts its easy to see how?
“Bc you got max score? I wouldn’t be confident otherwise. But if you did, how do you do so badly on the rest of it (whatev the rest is) to fall below HD overall?”
Shoot i only took the ACT once got a good enough score to get into the college i wanted. Found out the costs for said college and then decided to save money going to junior college then finish off at a state school . (grades and history weren’t winning me a scholarship at the college i got into and i covered college out of my own pocket not my parents)
Because i dont like lying and after hearing all these 30+ scores on ACT and high SAT and GMAT scores i shall save face and just say i did not score a 30+ and leave it at that.
“homedelete (March 13, 2013, 5:14 pm)
A 30 is roughly the top 5%. But then again I’m jut a great test taker. Any body else care to tell their score?”
“Not true in law; and definitely not true for Domers.”
Gotta agree… The Ivy name will always get you the interview.. Except for Yale of course, because everyone knows that it’s for the gays.
I guess the other question.. Is half a farthing literally a fart?
“I guess the other question”
The other other question is is:
“Fair value is 1. … what is the fair value of the Shekel/Farthing”
Supposed to read that way? Just a trick question?
Standardized tests don’t mean sh*t. When I was applying to b-school back in the day, HBS didn’t even require the GMAT. I’ve never did great on those tests, but always graduated at top of my class and certainly didn’t predict success. A lot of the folks I knew who scored high didn’t have a lick of common sense or street smarts. I did horribly on my SAT but pretty well on ACT. GMAT was ok, but I did get a perfect score on the essay portion.
There is some benefit to having a prestigious degree though. It may not necessarily get you the job, but you will get an interview.
Having worked in an industry that tends to put pedigree and book smarts above everything to now being in a business that could give damn about where you went to school is eye opening. I’ve been more impressed with the grounded and hard working third tier state school guys to be honest.
Consulting and i-banks always asked about GMAT/SAT/LSAT scores.
Supposed to read that way? Just a trick question?
Yes… was 1 of 4 questions asked to me on my first interview. Water bottle question eventually in Die Hard movie, How many bricks in Empire State Building, and a question involving a game of dice.
Now to go wash my pup.. she rolled on a dead fish.. why do dogs love rolling on dead fish…
http://oglobo.globo.com/rio/mortandade-de-peixes-na-lagoa-rodrigo-de-freitas-chega-65-toneladas-7837117
Scores and grades are the simplest and seemingly most meritorious way to sort through the befuddling numbers of applicants for the most competitive jobs, positions and posts. I’d rather see someone ask about my LSAT or Pedigree than my “Guanxi” even if 90% of every NW grad I ever met was a complete DB.
Of course merit is not a perfect translation – both Kerry and Bush did miserable at their preferred Ivy League institutions, and it was their Guanxi (aka Legacy admission) that got them into admission; and contrast that with Bill Gates and Zuckerberg both of whom dropped out of college to pursue other less academic pursuits.
Today’s world focuses not only on merit but too incorporates an indirect relative of “Gunaxi” – upper-middle or upper class status. Admissions and interviews for colleges and jobs discourage previous work experience in areas like “summer jobs” or “Community colleges” and instead push other upper-middle class experiences like “study abroad” and community involvement, things are extraordinarily difficult for your average high school and college kid to do while working at the local hardware store 15 to 20 hours a week. I know for certain my extracurricular activities were curtailed because of my work experience. The work experience definitely taught me a lot of things practical things I know how to do today – but it surely didn’t prepare me for the world of upper middle class peers who took post-bar exam trips to Argentina or Finland, to return to biglaw or even prestigious midsized firm jobs. It’s a competitive world out there and as my co-worker here, who in a former life was a hiring partner at a big 5 consulting firm, said, “I only hired applicants with polish” and polish meant upper-middle or middle class upbringing and all the experiences that come with that.
I did not get a 30 on my ACT, I did not go to an Ivy League school, and I think i’m doing juuuust fine.
Perspective and people skills is what most people need to succeed, and they don’t exactly teach you that in college.
All I know is that these fucktarded morons graduating college now who never have had to even go to a library to do research (all hail mighty google) had better be ready for a wakeup call when entering the real world. You won’t get a participation trophy just for showing up. Unless you have a government job, I guess…
“contrast that with Bill Gates and Zuckerberg”
So, still critical to *matriculate* at Hahvahd??!?
“and I think i’m doing juuuust fine.”
Are you sure about that?
“So, still critical to *matriculate* at Hahvahd??!?”
Yeah, check out ‘dem apples.
“I did not get a 30 on my ACT, I did not go to an Ivy League school, and I think i’m doing juuuust fine.”
yeah i guess if you consider that Photoshopping a vw toureg and a land rover then getting a rover is fine.
and whatev’s that you have been trouble free for the past 8 months, just wait the gremlins are coming and are probably planing a triple whammy
“and I think i’m doing juuuust fine.”
“Are you sure about that?”
Does Sonies or HD make more?
Sonies over HD..
” gringozecarioca (March 14, 2013, 2:18 pm)
Sonies over HD..”
So wrong on so many levels. Smoke smokin’ weed all day, stoner with a capital (S)!
Icarus or Milkster can vouch for my ride (which likely cost less than HD’s new boring ass Chevy POS)
I bet I make more per actual hour worked than HD, but he probably works many many more hours than I do
“more per actual hour worked”
It’s not work if you love what you do, and I can just tell that HD loooooves sticking it to insurance companies.
“I bet I make more per actual hour worked than HD, but he probably works many many more hours than I do”
Sounds like HD is the winner again!
“Smoke smokin’ weed all day, stoner with a capital (S)!”
That’s almost as insulting as epicurean… you will have to do better..
HD,
I was occupied the last few months.. I thought you told us what you made, thought it was sub 150k .. did you get a bump?
“Sounds like HD is the winner again!”
I dunno I sure as shit wouldn’t want his job, or commute, or, well… this thread is getting a bit personal, lets just leave it at that, I wouldn’t want to insult someone’s life choices, thats not cool
“I dunno I sure as shit wouldn’t want his job, or commute”
Well, he was the winner of the Q I framed, which wasn’t a who has a better life thing. HD has won everything so far. I think he loses to nonny on LSAT scores but where’s nonnny?
“Icarus or Milkster can vouch for my ride ”
its coming and is a fluke it hasnt happened yet. if you bought the one and only that has had nothing go blam yet, then you need to be in the record book.
and doode HD has a 2001 pontiac bonneville that has 233,000 miles that he isnt going to replace anytime soon.
Keep drinkin that Haterade groove
“HD has a 2001 pontiac bonneville that has 233,000 miles”
you forgot about the used Equinox? Icky!
But I’m sure he still has the Bonneville, too.
I can’t get into the details because it would out me but lets say that sometime late last year I was drawn into that muddy water called ‘Chicago politics’ and through no fault of my own I had to move on. Now I’m doing the same thing I’ve always done just somewhere else and although the fiscal year is still young, I appear to be making a lot more than I did last year. which is where I should have been but for that stinkin’ recession a few years ago. I’m not trying to brag or be an internet millionaire, but people are asking, so I’ll tell you, for the entertainment of vicarious chatterati. I’ve always alluded to my tangential involvement in the machine and I knew it would happen but I got caught in the combine … there’s a handful of others who got caught up with me and they’re mostly totally f’d and shittin’ bricks. Thank goodness my kids don’t go to private schools and I don’t live in an $800,000 house in the ‘burbs so I can whether most storms. And I have real skills as opposed to just ‘knowing somebody from the neighborhood’ which works until it doesn’t.
“:gringozecarioca (March 14, 2013, 3:00 pm)
HD,
I was occupied the last few months.. I thought you told us what you made, thought it was sub 150k .. did you get a bump?”
“you forgot about the used Equinox? Icky! ”
I wanted a new car, but the wife liked the used one better, and I”m sure the price had something to do with it. I’m an austere guy but my wife is cheaper than me on a different order of magnitude.
‘I can’t get into the details because it would out me but lets say that sometime late last year I was drawn into that muddy water called ‘Chicago politics’ and through no fault of my own I had to move on.”
No I didn’t work for Jesse Jackson. The event I speak of is nowhere in the newspaper and unless you’re ‘in the know’ you’ll never know or care what happened. It was a total non-event in the eyes of the world but it screwed over a whole ton of people but that’s politics.
“. I thought you told us what you made, ”
PS I never said what I said what I made I said I had a sub-200k HH income or something along the lines of that.
“I said I had a sub-200k HH income ”
Pretty sure that limit is up from the last time, but Icky still hasn’t sent me my beta-test login info, so I can’t check.
Icky!
” screwed over a whole ton of people ”
What, the 25-40 people who worked at your former firm? And their families, etc, of course.
Or a bigger deal than that?
“you forgot about the used Equinox?”
that was for his wife, as she requires fancier things.
Yes and yes. Never forget, this is Chicago.
oops i guess i was wrong
” homedelete (March 14, 2013, 4:22 pm)
I wanted a new car, but the wife liked the used one better, and I”m sure the price had something to do with it. I’m an austere guy but my wife is cheaper than me on a different order of magnitude.”
“PS I never said what I said what I made I said I had a sub-200k HH income or something along the lines of that.”
Just thought from the comments before I disappeared that Sonies was alluding to hitting the ball pretty well. Honestly I hate when people try to tell me what they make. I have absolutely no idea as to how I am supposed to react. For that matter I prefer not discussing work with people. I find it sad how people so strongly interweave their identities to their job.
Lay off the dope gz. You posited the question. I love dope like everybody else incl anon tfo but too much rots your brain. This is a dumb Internet board and it may or may not even be truthful.
“I love dope like everybody else incl anon tfo”
SHHHHHHHH!!!! The pigs are monitoring this forum, man! I can’t afford to get busted, man!!
“Lay off the dope gz.”
Fair enough, guess I did inadvertently posit it. Actually, since November I have only smoked 1 month.. New record for me. As for the brain… got a loooong way to go before I get it dulled down to where I want it… You would empathize better had 5 minutes ago your wife called you into the other room asking if she can buy a monkey that she just saw on the news for 25k.
“. For that matter I prefer not discussing work with people. I find it sad how people so strongly interweave their identities to their job.”
same here, stfu already and get a damn hobby that is more interesting than explaining something you saw on facebook.
And ‘just fine’ implies i’m ballin? LOL ok…
“the most painful moments are not those spent with uninteresting people, rather they are those spent with uninteresting people trying hard to be interesting”- black swan guy
sonies why’d you get a rover… only vehicle you could fit your manute bol legs into?
oh wow, i just figured out the source of grooves ill will
hd, what’d you do on the floor? I visited the CME floor a few times in the mid-90s with a notepad to interview people (brokers, locals, phone clerks, arb clerks) for a ‘research’ paper — my operable belief then being that someday, like the stockyards, the floor would someday disappear and I ought to record what goes on. I last visited the CBOT’s floor in March 09 and couldn’t get over how quiet it was.
Anyways, what’d you do during the wars? I collect those kinds of stories. Unless you contribute to teh oral history project they’ll all be forgotten, someday.
“So I took the Loyola job, got a job at a commodities firm downtown (non-specific description for a reason) as a clerk where I learned my basic understanding of finance and economics”
“The work experience definitely taught me a lot of things practical things I know how to do today – but it surely didn’t prepare me for the world of upper middle class peers who took post-bar exam trips to Argentina or Finland, to return to biglaw or even prestigious midsized firm jobs. It’s a competitive world out there and as my co-worker here, who in a former life was a hiring partner at a big 5 consulting firm, said, “I only hired applicants with polish” and polish meant upper-middle or middle class upbringing and all the experiences that come with that.”
That’s why I told you to move to the NS. You wimped out because of your own insecurity, and your kids will pay for that being stuck in Des Plaines with the burn-outs.
Wojo – I wasn’t on the floor but in the building working as a general clerk for a research firm. It was only a couple of years. I could have switched degrees at that point towards business but I was too busy studying Camus and Campbell that I didn’t want to switch away from the liberal arts.
Helmet: That’s funny you mention burnouts in des Plaines. They’re known for that. Maine waste they call it. But on the other hand the NS is too rich and too liberal for my tastes. I fit in just fine where I live. In long grove.
It’s not about what’s best for “you”, it’s about what’s best for the kids. Reread what you wrote:
“but it surely didn’t prepare me for the world of upper middle class peers …. It’s a competitive world out there and as my co-worker here, who in a former life was a hiring partner at a big 5 consulting firm, said, “I only hired applicants with polish” and polish meant upper-middle or middle class upbringing and all the experiences that come with that.””
Joseph Campbell? I remember the Bill Moyers interviews. “The Power of Myth” was a big deal. After he died Brendan Gill took him down a peg — “a whole peg!” — accusing Campbell of being a cryptofascist. Gill may have been unfair and/or wrong but since I couldn’t comprehend TPOM in any case I moved on. Camus’ rep in contrast has only seemed to move higher over the years, not that I know enough about his work to disagree with the market’s evaluation.
http://www.nybooks.com/articles/archives/1989/sep/28/the-faces-of-joseph-campbell/
“I was too busy studying Camus and Campbell…”
Helmet we disagree about what is best for the kids. I don’t think the NS is the best. Plenty of other areas that fit the criteria but aren’t the NS. I thought the NS was too Jewish for younanyway? Long grove doesn’t bother me a bit.
August 2, 1990… Ah the memories that brings back…..
I think its time for a recap of the HD vs Bob debate. I have HD up 2-0 (Icky can you record this).
– HD makes more money that Bob
– HD is smarter than Bob
Now lets more the debate back to real estate………. HD vs Bob
HD bought a fixer upper in a great suburban community as close as you can get to the bottom. Additionally he did the proper improvements that add maximum value. I think Bob is still renting a crappy studio apartment in lakeview- or due to rent inflation has now moved to West Humboldt Park.
HD wins again! (3-0 HD imho)
Don’t worry Bob I am confident you will win one soon!
“oh wow, i just figured out the source of grooves ill will”
dang you CH, i am taking my ball and going home
“HD wins again! (3-0 HD imho)”
HD is suddenly CC’s Ivan Drago.
HEY!!! I thought I was Ivan Drago! Milkster thinks I am.
HD obfuscation aside did well
“Guys around here will tell you, you play for a living, it’s like any other job. You don’t gamble, you grind it out. Your goal is to win one big bet an hour, that’s it. Get your money in when you have the best of it. Protect it when you don’t. Don’t give anything away. That’s how I paid my way through half of law school. A true grinder. ”
Nothing wrong with being a grinder
“oh wow, i just figured out the source of grooves ill will”
dang you CH, i am taking my ball and going home
sorry groove. that comment started out as wondering why anyone would buy a land rover. sonies freakish height was the nicest reason i could come up with.
seriously sonies, why?
“wondering why anyone would buy a land rover”
You be painting with a broad brush.. I love mine.. Shit weather or off road and my ride is a beast..
“For that matter I prefer not discussing work with people. I find it sad how people so strongly interweave their identities to their job.”
This is a distinctly American phenomenon. Call it the middle class not really having a culture or strong family/community background and being very mobile for the job. It’s the only form of identity they have left aside from familial and familial happiness not directly comparable but remuneration & hours at the office is.
“It’s a competitive world out there and as my co-worker here, who in a former life was a hiring partner at a big 5 consulting firm, said, “I only hired applicants with polish” and polish meant upper-middle or middle class upbringing and all the experiences that come with that.”
You’d be surprised who can wind up in big5 consulting. I knew one guy that was trying to get fired from a F25 company because he was jealous his peer in school and later on the job got promoted over him and was managing him. Took the big co two years to can him while he watched Hulu & youtube all day. Best part was after one re-org he had an Asian boss who was really pushing to get him canned, but he must’ve been liked by a higher up because she was unsuccessful. She got so frustrated she couldn’t get him cut in a layoff she quit shortly thereafter & went to go work for NASA working on weather models LMAO! How she could be that smart and work in our environment was beyond me. He landed at big5 consulting co and now doing fine. It’s who you know but polish does play a big role (he knows how to talk to people real well and is active in his Church and community athletics). Seriously the situation was like Office Space.
I know another guy from a smaller school consulting at a different Big5 firm, but his family’s from a wealthy burb so maybe that’s part of it. His QOL sucks though being a newlywed & on the road 4 days/week.
And if you think pedigree of degree matters that much so your kids can get a crack at those jobs, I think you need to re-examine. You need to follow an extremely narrow path in life to wind up at a “prestigious” ibank or consulting firm out of undergrad, and those jobs rarely result in a career. The firms are body shops and the model is to use smart labor and work them hard & in exchange they get a few more nominal dollars but experience at a more accelerated rate. Thing is this can cause many to burn-out of corp world early. Can’t remember a corporate VP (the 200k+ corp america jobs) I’ve known that started out as a banker or consultant. Zip. Zero. Zilch.
Truth be told it doesn’t matter how great experience you have in corp america in your early-mid 20s many of the jobs simply aren’t available to people under a certain age say 30. You aren’t going to be managing people under ~age 28-30 (there are some very limited exceptions), you aren’t going to be director under ~age 34 (and this is uncommon realistically late 30s) and you aren’t going to be a VP under age ~40 and early 40s is more common.
This is why most former consultants/bankers wind up in biz-development when they transition to corp America: they’re smart and deserving decent pay but you can’t quite start them out at the bottom as an analyst and their management skills aren’t transferable to regular corp environment. And BD is a non-C-level/non-VP track. Most cos I’ve worked in the head of BD isn’t a VP but a director. I see VPs in marketing. I see VPs in ops. I see VP(s) in finance (usually one per co). And of course in commercial banking I see lots of “VPs”/anyone with 5+ years experience haha. But I don’t see too many VPs of biz development in corp. america.
And when I look at the managers, directors & VPs I’ve known in my career, the schools are all over the place (well okay maybe no community colleges at the director+ level but only because it took those folks longer to move up/started lower IE AP clerk). People were right though in the midwest the Domers have figured out that loyalty counts and is a huge asset. People at other schools in the midwest haven’t really figured this one out. Must be something about the naieve midwest mentality that life should be about merit (see above DZ focusing on test scores/income/penis size).
You be painting with a broad brush.. I love mine.. Shit weather or off road and my ride is a beast..
yeah, i remember you posting that pic years ago driving over a fault line. iirc yours is a high end tank, friends who have more pedestrian city models are constantly complaining about breakdowns and repair costs.
Bob, I understand your stories, but the pedigree is there. HOw many NIU or SIU or EIU or WIU grads do you see in the upper echelons of the corporate world? Few. It’s nearly always big 10 or equiv. That’s and the area I grew up in had a good 10%+ of my class alone go to U of I (something like 50 out of a class of 450), heck, even I was accepted to U of I. How many people do you run into from the other state schools? Few, even though there way more of the lower tier grads than higher school.
“HEY!!! I thought I was Ivan Drago! Milkster thinks I am.”
LOL.
Had to Google that cultural reference.
It was WAY before my time!
“That’s and the area I grew up in had a good 10%+ of my class alone go to U of I (something like 50 out of a class of 450), heck, even I was accepted to U of I.”
Similar situation at my HS regarding the large state school. And you’re right you don’t see the regional schools represented much above manager level in corp America. You can work most places coming from a flagship state school. No you aren’t getting a McKinsey interview from UofI and you could from Northwestern, but as I noted above those jobs are very much a double edged sword.
The NW person who goes to McK winds up working in a non-VP/C-level track job when they transition to corporate (and no they don’t wind up becoming McK partner almost noone does). Whereas the UofI person winds up in ops/mktg/finance and is already managing people and in a dept closer to the biz by the time the NW person shows up.
Looking at BD departments its chock full of highly educated smart people with great educational pedigrees. Who will never become a VP+.
“And if you think pedigree of degree matters that much so your kids can get a crack at those jobs, I think you need to re-examine. You need to follow an extremely narrow path in life to wind up at a “prestigious” ibank or consulting firm out of undergrad, and those jobs rarely result in a career.”
I have to agree. I would say 80% of the people I worked with were recruied from the same 10 community colleges.
“focusing on test scores/income/penis size”
Well, bobbo seems to think he’s picked out something he can win, but will HD end up going 3 for 3? Might have to crowd source this again.
PS The 2 people I knew who went to McKinsey both made partner, one still there, one moved to venture capital and now semi retired.
“PS The 2 people I knew who went to McKinsey both made partner, one still there, one moved to venture capital and now semi retired.”
Riiiiiiiight. Everyone makes partner and McK and Goldman. On the internet.
“seriously sonies, why?”
Best vehicle I have ever owned, not sure where all the hate comes from. I guess you have to drive or own one to understand. They are quirky but once you figure it out, its great.
And not to rip your friends but they probably took their rides to the stealership any time the littlest thing was wrong. They are notoriously stupid and will take a ridiculous amount of your money for even the littlest thing. I once heard a story about someone getting their taillights changed and they charged like $300! also heard about the $250 oil change LOL! I had one changed at jiffy lube for 6 bucks and 50 bucks respectively.
Honestly, It is the most solid, comfortable and best built vehicle I have ever had, only downside is the gas mileage but I don’t really use it enough for that to be a burden. I don’t worry much about the craptastic weather here or potholes either. Got a fantastic turning radius and the visibility is top notch for navigating the city.
Also I didn’t buy it new, I paid under 45% of what the thing cost when it was new. Thanks for taking that depreciation hit mr previous owner!
“Everyone makes partner and McK and Goldman”
Nah, the two I know who started at them (and who I know where they are now), one is the COO of a public company (not F500) and the other is at a sovereign fund. Neither made p before leaving.
Boggles my mind how anyone can stay at McK or Goldman long enough, without killing themselves, to make partner.
Friend said it to me best, “greatest thing about becoming partner at Goldman, was leaving Goldman afterwards”
“Everyone makes partner and McK and Goldman”
I’ll fess up. I misrembered on one of them. Remem having conversations where he thought he could make partner but looking up his details he left before he did. He is filthy rich (not just bob rich). Dunno anyone well who went to goldman. Other one made and is still partner. This is of people I knew well.
Bob, sure there’s lying or misremembering, but also just selective commenting. Sampling issue. I wouldn’t nec chime in to confirm facts in one of your rants, unless it were somehow in my intersts to do so.
“I’ll fess up. I misrembered on one of them.”
DZ, don’t sweat it. No harm, no foul. Happens to Ze all the time. Increases in frequency when I watch movies after smoking really strong opium. Just yesterday I was telling a friend about the time I was 12 and freed a killer whale named willy and he jumped over my head. Now if you’ll excuse me I need to go find Mr. Underhills American Express credit card number and go have lunch on the beach with my wife Gail Stanwyk…
“Best vehicle I have ever owned, not sure where all the hate comes from. I guess you have to drive or own one to understand. They are quirky but once you figure it out, its great.”
which one did you get? At least one of my buddies would never take it to a dealer. but his was early 90s range rover and he had it when it was ten years old. other guy got his in 05 and it was probably 4 yrs old at the time. also a range rover. he still owns it but it isnt running. every time I see him he’s borrowed a family members car.
almost all the models are pretty cool to look at, maybe you got the anti-lemon
“Similar situation at my HS regarding the large state school. And you’re right you don’t see the regional schools represented much above manager level in corp America. You can work most places coming from a flagship state school. No you aren’t getting a McKinsey interview from UofI and you could from Northwestern, but as I noted above those jobs are very much a double edged sword.”
I think it’s interesting that the job that you all are saying has the most prestige are McKinsey and Goldman. Wow. Even after a major financial crisis involving the banks- this is where we still stand?
No one is saying, “become a CEO” or “start your own company.”
It’s “he’s in venture capital now.”
Wow. Sick world we live in.
More CEOs went to state universities and non-prestige Ivy League schools than the Ivy League schools. The Ivy League teaches you to play it safe. You don’t mess up. You don’t take chances because then you might not be let into the ivy league business or law school. For every Zuckerberg or Gates from Harvard there are 300 Harvard grads making $60,000 a year ten years after graduation still struggling to pay off student loans. They all don’t go on to greatness. They all don’t go to Goldman.
My old boss worked at Goldman for 18 months. He now has a 9 to 5 job just barely making 6 figures. He’s not rich (he’s not poor either.) The Goldman pedigree on his resume has no meaning.
Let’s discuss whether it’s possible to climb the C-ladder without an MBA? Bob, go ahead…
What real difference does the undergrad degree count for, when the B-school credential is the real cut-off these days?
“I think it’s interesting that the job that you all are saying has the most prestige are McKinsey and Goldman. Wow. Even after a major financial crisis involving the banks- this is where we still stand?”
No other industry has a benefactor like the Federal Reserve backing them. A lot of the Fed’s largesse is directed towards this sector, with whom it has a very cosy relationship. It will protect the Financial sector, especially the big banks above all others.
“For every Zuckerberg or Gates from Harvard there are 300 Harvard grads making $60,000 a year ten years after graduation still struggling to pay off student loans. They all don’t go on to greatness.”
And for every Ron Popeil or Clio from U of I there are 100,000 U of I grads making $35,000 a year ten years after graduation still struggling to pay off student loans. They all don’t go on to greatness either.
Also the average student loan debt at Harvard is $4,400 (at graduation) 1/6 the national average. What do you think the average student loan debt is from U of I?
“Let’s discuss whether it’s possible to climb the C-ladder without an MBA? ”
I vote Yes.
” Bob, go ahead…”
Bobs analysis are always interesting but always suffer from the fact that no one is allowed to fit outside of 1 std dev of his own situation..
“The Ivy League teaches you to play it safe. You don’t mess up. You don’t take chances because then you might not be let into the ivy league business or law school. ”
I guess that’s why everyone I work with is such a robot, completely devoid of humor or personality. It’s a place that played a huge role in the 2008 meltdown.
My friend and I like to play this game called “awkward elevator” where we intrusively strike up a conversation when they’re trapped and can’t ignore us.
We also yell out “Thank you!” really loudly when they scurry into the elevator and close the doors before anyone else can get in.
And we smile sweetly and yell “You’re welcome!!” when they push through a door we held without acknowledging us.
I didn’t know where else to dump this OT info, so here it is from Condovultures website in FL:
“There is not a boom. The difficult thing of Miami is to measure the demand for Miami.
“There is a lot of demand for different reasons. It is really not people who are working in Miami that are buying. It is people who want to buy a piece of the U.S. instead of buying a bond or instead of buying securities. They say, ‘I want to buy bricks in Miami.’ That is what they do.”
“Unlike the previous South Florida condo boom-and-bust cycle, the preconstruction buyers in today’s market are predominantly users and investors – many with roots in Latin America – who want to own real estate in the tricounty area rather than speculators intent on retrading their contracts.
“It is a different type of buyer than what we saw in the past,” Rosso said. “In the past, two assistants at Related got together and put down a deposit on a unit and tried to flip that deposit. At the end of the cycle, we saw buildings where 50 percent of the units were bought by brokers themselves.
“There were no real buyers.”
Given the current challenges of obtaining condo construction financing in South Florida, many developers have had to adopt a deposit schedule that requires about 50 percent of the contract price to be paid in installments during construction.
Contrast this with the last South Florida condo boom when many developers required 20 percent deposits at the time of the contracts and no additional payments until the project was completed a couple of years later.
“We think that right now the market is completely different,” Rosso said. “The buyer that we are looking for has a much longer horizon. Guys who are putting [down] 50 to 80 percent deposits are not flipping their units.”
“which one did you get? At least one of my buddies would never take it to a dealer. but his was early 90s range rover and he had it when it was ten years old. other guy got his in 05 and it was probably 4 yrs old at the time. also a range rover. he still owns it but it isnt running. every time I see him he’s borrowed a family members car.”
90’s ones are total POS’s
And the 04-06 RR’s are also notorious maintenance beasts
I got an 07 LR3, by then they worked out the kinks, also after doing extensive research, the ones without Navigation are far more reliable, and I didn’t need that useless shit anyway
“I think it’s interesting that the job that you all are saying has the most prestige are McKinsey and Goldman.”
Who said this?
“Also the average student loan debt at Harvard is $4,400 (at graduation) 1/6 the national average. What do you think the average student loan debt is from U of I?”
This is only recent because they started paying the full ride if your parents make under $70,000 a year (or whatever the cut-off is.) I know people who graduated with MUCH more debt than $4,400. But this was years ago.
Bri, just giving you a hard time…… don’t forgot to factor all the children of privilage who are getting a free ride via mom and dad.
Bri, just giving you a hard time…… don’t forget to factor all the children of privilage who are getting a free ride via mom and dad.
oopsy!
@sonies
there is a time and a place to take a car to a dealer. and not all dealer service centers are highway robbery.
but if you car is under factory warranty, i highly suggest you do all scheduled maintenance at the dealer if not the same dealer. as when the time comes for a warranty dispute all the records are covered and a easy win for the owner.
“And not to rip your friends but they probably took their rides to the stealership any time the littlest thing was wrong.”
“almost all the models are pretty cool to look at, maybe you got the anti-lemon”
he got it at carmax, with low miles and because the original owner had it in the shop more than he drove it and when the original dumped it all the kinks and gremlins were worked out.
“I got an 07 LR3, by then they worked out the kinks, also after doing extensive research”
surprised cuz after extensive research i think it would have scared you off even more.
i do get what you mean about owning one. I miss my jag even though it was a saving drainer. and i even told my wife that my next car is going to be another jag (used), she gave me the *look. just something about those british cars and the finish of them that even with the troubles and costs.
just never buy one new!
I did not buy my car at carmax, what do I look like, a rube?
And message boards are full of people with problems, how often do you read posts about people talking about things working fine… right, so take that with a grain of salt
Could make any car look like an unreliable piece of shit, but anyways…
“I did not buy my car at carmax, what do I look like, a rube?”
what is wrong with carmax? yeah you dont get a deal but you dont have to go through the fricken car dealer dance so the headache and annoyance savings is greater than the $$$ savings IMO.
Car dealers are total pussies. Tell them the price you want and if they aren’t budging, or are using stall tactics such as the getting their “manager” to talk with you about it, leave immediately and tell them to call you when they get a clue and want to stop wasting time. I saved a couple G’s at least
Oh but carmax is a great place if you ever need to sell your car for cash
I have to agree with Sonies on this. I wouldn’t step foot near a CarMax when buying a car. They are there solely to rip off people too scared/lazy to haggle with a dealer.
“Car dealers are total pussies.”
agreed
“Tell them the price you want and if they aren’t budging, or are using stall tactics such as the getting their “manager” to talk with you about it, leave immediately and tell them to call you when they get a clue and want to stop wasting time”
and thats the dance most dont want to deal with nor have the time.
“I saved a couple G’s at least”
sorry saving $1,000-2,000 for me isnt worth it for me to do the dance. But thats me
how many hours do you haggle?
Do the math man
That’s cool, Groove as long as you realize it. I’ve met too many people that have thought they got a great deal at CarMax (as in they got it far cheaper than elsewhere).
“They are there solely to rip off people too scared/lazy to haggle with a dealer.”
where is the rip off? I went with a cousin to get her a car after she left a dealer fuming about the “dance” they pulled. I took her carmax, she test drove 7 cars in a matter of an hour. and while she was test driving they tested her car and got a trade-in value and also ran her credit and had 5 bank offers ready for the first car she drove.
yes the showed her all 5 banks offers and each banks rates and requirements. lets see a regular dealer do that.
no pressure or haggling i told her to wait a week and think about it and we will go back. and they didnt push her, just gave one call and a follow up email of new inventory that came in (or other carmax lots had) that matched what she was looking for.
we went back a week later and took the car she really wanted for another test drive. her dipshyte boyfriend was telling her that because it was a fleet car to avoid it at all cost and was surprised that carmax would sell that type of car.
yet what he doesnt understand is that fleet cars are way better maintained than personal vehicles, get all scheduled maintenance exactly on time with extra work, and are dropped out of the fleet at around 30-40k miles not because they are bad its just that is the policy.
she ended up not getting that car but the car parked next to it when she went for her last test drive. she says the car spoke to her. this car was also a fleet vehicle that she has had for 4 years and with regular check ups has had nothing wrong in that time. only wear and tear items.
so in the end she test drove about 11-12 cars got 5 bank offers for each of the 3 she was serious about, went back to the carmax 3 times only spent about an hour and a half each time and never had any stress or pressure.
yes she paid about 3k over what i could have got her the equivilant at a dealer, but carmax trade in was about 1.5k more than i could have haggled at a dealer. so she really only paid about 1.5-1.7k over the dealer, and for that experience she calls it savings. her dad also went to carmax for his car and loved it.
really if one thinks $$$ is the only thing that is considered a deal, then yes carmax is for suckers to get ripped off
“how many hours do you haggle?”
when i bought my most recent car. and it was new too, i spent about 3 hours the first day arguing and taking a test drive. about 2 hours the second day just arguing and a 15 min second test drive. and the final day i spent about 5 hours for arguing, trade in arguing, arguing with the finance guy, arguing with the armor rust proof, etch security window, alarm system, and clear coat sound deadening guy, and arguing with the final delivery guy before i could drive off with my new car.
so really not that long, but its not the time, its how f’ing ridculous and intense that time is!
“That’s cool, Groove as long as you realize it. I’ve met too many people that have thought they got a great deal at CarMax”
like i said the deal is not in the Price at the maxx its really in the experience and the HUGE inventory that is nationwide.
question about that, i know there is a transfer fee of sorts does carmax charge you the fee if you dont buy it?
So lets say you save 2k, with 10 hours of “haggling” thats like paying yourself 200 bucks an hour (not even including interest if you have a car pmt)
Or do you make more than that… if so, kudos!
“So lets say you save 2k, with 10 hours of “haggling” thats like paying yourself 200 bucks an hour (not even including interest if you have a car pmt)Or do you make more than that… if so, kudos!”
look at it like this, go with your wife to her friends/moms/sisters stupid thing that will take up most of your saturday or try to get out of it and argue with your wife for only 2 hours, still have to go and have to deal with the attitude from the argument to the thing, during the thing, and anytime after the thing in a future argument that can tie into it.
its not as much how much my time is worth its who that time is spent and what level of blood pressure that time is spent at.
and really there would be no carmax business model if the alternate wasnt so horrible.